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Routing Number: #322273900
(For: ACH, Direct Deposits, and Check reorders)

For: Incoming Wires Click Here

HOLIDAY CLOSURE

In observance of Thanksgiving our offices will be closed on Thursday, November 23 and Friday, November 24, 2017

NY BRANCH RELOCATION

New York  branch office location effective Friday, October 27, 2017:

1211 Avenue of the Americas 18th Floor

New York, NY 10036

NOTICE OF ANNUAL MEETING AND ELECTION OF DIRECTORS

The Annual Meeting will commence at 12:30 P.M on Thursday, November 16th, 2017. Please click the link below for more information. 

 2017 Notice of Annual Board Meeting

EVERYTHING YOU NEED TO KNOW ABOUT THE EQUIFAX BREACH

Everything You Need To Know About The Equifax Breach

In a recently revealed breach, the scope of which the country has never before seen, 143 million Americans may have had their personal information exposed.

Equifax, one the nation’s three major credit reporting agencies, reported a massive data breach that lasted from mid-May through the end of July. Hackers were able to access people’s names, Social Security numbers, birth dates, addresses and even some driver’s license numbers. They also stole credit card numbers of approximately 209,000 people and dispute documents containing personally identifying information of 182,000 people. It wasn’t just Americans who were targeted – the hackers also got their hands on personal information of some UK and Canadian consumers.

Right now, the situation is still developing and there are many more questions than answers. Researchers are seeking explanations for the site’s outdated security system, an accurate number of those affected and the impact this will have on the future of credit reporting.

Meanwhile, though, people are wondering if they’ve been affected and what they can do about it. If you have any type of credit product such as a credit card, mortgage or auto loan, there’s a chance your personal information may have been compromised. Instead of panicking, though, it’s best to learn all you can about this data breach and then take the proper and practical steps toward protecting yourself against future damage.

If this sounds daunting, take heart – 20th Century Fox Federal Credit Union is here to help! We’ll walk you through some suggested steps and clear instructions for what you can do now.

1.) Find out if your information was exposed

You can do this by visiting an Equifax created website for sharing information about this issue, equifaxsecurity2017.com. Click on the “Potential Impact” tab and enter your last name along with the last six digits of your Social Security number. The site will tell you if you’ve been affected by the Equifax breach.

Since your SSN is sensitive information, be sure to complete this step only on a secure computer that uses an encrypted network connection. Once you’re visiting the Equifax informational site, you’ll also find easy access to frequently asked questions about the breach. In addition, Equifax has set up a call center to assist consumers. The call center’s hours of operation are 7 a.m. to 1 a.m. daily (weekends included), Eastern Time. That number is (866) 447-7559.

2.) Sign up for free protective services

Whether your information was exposed or not, U.S. consumers are being offered a full year of complimentary credit monitoring and other services through Equifax’s TrustedID product. The site will provide you with a date to return and sign up for these services. Be sure to follow up on the designated date because the last day for enrollment is Nov. 21, 2017.

The protective program includes the following features: Equifax credit report copies; three-bureau credit file monitoring, providing automated alerts of any major changes in your credit reports; Equifax credit report lock, preventing third parties from accessing your Equifax report; Social Security number monitoring, which performs online searches of suspicious websites that may list your Social Security number; and $1 million identity theft insurance, which covers some expenses in the event of a stolen identity.

Be warned, though, that the fine print of this service contains a catch. The terms of service agreement for TrustedID states that enrollees must employ arbitration over civil courts in order to settle any disputes. Critics of the company argue that Equifax is taking advantage of victims by forcing them to sign over their rights. You may, however, decide that the benefits offered by this service far outweigh its negative fallout.

3.) Place a credit freeze or a fraud alert on your files

If your information has been exposed, consider placing a credit freeze on your credit bureaus. This will make it more difficult for someone to open a new account in your name, though it won’t stop a thief from making charges to your existing accounts.

Instead of a credit freeze, you can choose to place a fraud alert on your files. This will warn creditors that you may have been victimized by identity theft, alerting them to verify that anyone seeking credit in your name is really you.

Even if the Equifax site did not tell you you’ve been exposed, it’s always a good idea to closely monitor your credit card and financial accounts for charges you don’t recognize.

4.) File your taxes early

Tax identity theft is more common than you think. If your SSN was accessed in this breach, it’s best to file your taxes as soon as you have all the necessary tax information. Don’t let a scammer use your SSN to get their hands on your tax refund. Also, be sure to respond immediately to any letters you receive from the IRS, though be suspicious of any emails or phone calls claiming to be from the IRS, as the IRS will not initially notify you using such means.

 

The Equifax breach may be one of the worst the US has ever seen, but by taking the proper steps toward protecting yourself, you can minimize any potential damage.

EMV CHIP DEBIT CARDS ARE HERE!

20th Century Fox Federal Credit Union is proud to announce that we have replaced our current debit cards with EMV (Europay, MasterCard, Visa) chip enabled cards as of June 05, 2017.  Click here for more information 

ATTENTION MEMBERS TRAVELING
Due to an increase in fraud and identity theft, it is imperative that you contact us first if you will be using your 20th Century Fox Federal Credit Union Visa or Debit Card while traveling within the country or outside the United States. We want to keep you safe and make sure your cards work properly. Please contact a Member Services Representative at (310) 432-2344 or click here to email us your travel information.
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Twentieth Century Fox FCU website and entering a website hosted by another party. Twentieth Century Fox FCU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Twentieth Century Fox FCU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Twentieth Century Fox FCU. CLICK OK TO CONTINUE OR CANCEL TO ABORT

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